What you need to get ready before applying for a mortgage loan – EAGLE MORTGAGE COMPANY INC.

Loan Application Checklist

Payment for your credit to be pulled intially

$14.00(borrower) or $19.00(with co-borrower)

or Pay with a Check payable to:

Eagle Mortgage Company

1505 Tamiami Trail S. Suite 401a Venice, Florida 34285

In general, the documentation you will need includes the following specific items to qualify for the FHA Short Refinancing Program

*complete and fax back to (941)584-0171

*complete and fax back to (941)584-0171

Mortgage statement(s) as of: March 1st, 2008

_{^{*must include Lender name, phone and loan number}}

Employer Information as of: March 1st, 2008

Hardship letter

*why are things different, why can't you afford your house payment now?

Income & Assets (all applicants)

Pay stubs for the last 30 days.

For the past two years:

	Names and addresses of each employer.
	W-2s

Statements for each bank, mutual fund, and/or investment account for the last three months.

If you have made any large deposits to your accounts:

Explanation and source for deposit.

If large deposit was a gift:

	Signed gift letter (lender can supply).
	Copy of gift check.
	Copy of deposit receipt.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

	Tax returns for the last three years (with schedules), all pages.
	Year-to-Date Profit and Loss Statement prepared by an accountant.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

If you are counting child support as income:

	Copy of divorce settlement.
	Copy of twelve months of cancelled child support checks, court record of employer record.

Debts (all applicants)

Names, addresses, account numbers, balances and monthly payments on all current loans.

Explanation of credit report anomalies, including:

	Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
	Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

Miscellaneous (all applicants)

Photo ID and proof of Social Security number.

Residence addresses for the past two years.

If applicable, a copy of your divorce decree.

If you are not a citizen, a copy of the front and back of your green card.